Individual Investors

We provide affluent individuals with innovative, customized portfolio management based on our proprietary portfolio theory and risk management strategies. We partner with clients and their financial advisors to preserve and grow their wealth over the long term. Each client is at the center of a unique investment plan that may be customized to manage specific financial issues, existing holdings, or unique risk exposures.

All of our services to individuals are delivered from a fully discretionary perspective. In other words, we agree with the client regarding the overall plan, investment strategy, risk budget, economic needs, and return expectations. Then, we execute the plan in its entirety. We handle all trading, tax management, reporting, etc. on a full service basis and without pestering the clients with phone calls for authorization. The client receives monthly statements and has real-time, daily access to their account.

ERISA Plan Services

Vendor Searches – We draft and execute RFPs for recordkeeping and custody of ERISA plans, institutional clients, and high net worth individuals.

Investment Manager Searches – Completely independent searches that include mutual funds, collective funds, and separate account managers.

Fiduciary Investment Program – We operate numerous investment pools at pure cost for use by our clients. We have found that plan sponsors, investment committee members, and individual clients appreciate the complete transparency and fiduciary best practices that we deliver in these investment pools. Their chief advantage is that they are uncompromised by hidden fees, soft dollars, and other conflicts of interests that are common in traditional mutual funds.

Policy Creation / Administration – We draft and administer investment policy statements, fiduciary procedures, and ongoing monitoring / remediation of existing policies.

Fiduciary Compliance Review – Detailed review and evaluation of current operational procedures intended to identify opportunities to improve the Plan’s overall function, cost efficiency, and performance. The fiduciary standards published by the Center for Fiduciary studies are used as the benchmarks for all reviews.

Fiduciary Compliance Audit – Comprehensive and exhaustive analysis of all fiduciary functions within a structured investment program. This level of examination is most appropriate for larger funds or when there is some question regarding the current status of fiduciary conduct within a plan. Complete independence is mandated for this service. Accordingly, it is only available to clients for whom we do not provide any other services.